Grow without giving away your company

Our funding helps entrepreneurs get to the next level without significant equity dilution, board control, or personal guarantees.

TALK TO US

Entrepreneur-friendly


We spot potential in almost every startup we encounter, because we see a plan and a passion that can develop into the next game changer.

But, most startups fail, and they do so for the most mundane reasons.

AN OPERATIONAL ECOSYSTEM

It doesn’t stop at capital. As an OPSIFY Capital portfolio company, you have access to a wide set of back office operations.

  • Customer operations
  • Sales and marketing operations
  • Finance and administration operations
  • Technology operations

A COMMUNITY OF ENTREPRENEURS

It doesn't stop at operations. As an OPSIFY Capital portfolio company, you have access to a deep bench of entrepreneurs like you.

  • Digital CXO's
  • Founders and co-founders
  • Sales and marketing leaders
  • Subject matter experts

A SIDE BY SIDE COMPARISON

BANKS

  • 10%
  • Required
  • 2 - 6 months
  • None
  • 675+

OPSIFY CAPITAL

  • Expected Annual Returns
    15% to 30%
  • Personal Guarantees
    None
  • Fund Raising Period
    2 -4 WEEKS
  • Equity
    Warrants
  • Personal Credit Score
    Does Not Affect Credit

VC FIRMS

  • 25 to 100%
  • None
  • 3 - 9 Months
  • 20 - 40% of your company + board seat
  • None

THE FUNDING CHOICE FOR STARTUPS

"I tried to get money from banks, but there were no hard assets to lend against or they wanted too much control. That's when OPSIFY Capital came in."

~SaaS Portfolio Company

HOW IT WORKS

A blend between bank debt and venture capital, operations-based financing (OBF) is a non-dilutive type of capital in which OPSIFY Capital lends money to companies in return for a percentage of revenues until the initial loan amount and repayment cap have been paid off.

$100K - $2M Funding

GET THE FUNDING YOU NEED

Our secure, online application is fast and easy, and companies can receive up to $100K in growth funding in as little as 4 weeks. We can provide follow-on rounds in as little as 3-4 business days, up to $2M for companies that qualify.

Retain ownership and control your own destiny.

No equity dilution, no personal guarantees, and no board seat are required. It’s your company. Looking for VC funding? Our funding can help your grow your company now so you give up less equity later.

Pay based on monthly cash flow.

We understand that month cash flows can fluctuate, which is why we have payments that scale up or down with your net revenue. So you won’t have to write a big check during a down month, like you would with a bank loan.

Is it a good fit for my company?

For high growth companies

Gig economy, on-demand scaling businesses.

Capital for growth

We fund customer operations, sales and marketing, finance and administration operations, and technology operations

Funds when you need it

You don’t need to borrow it all up front. We'll provide further loans to you as you grow.

Retain control

We do not take equity, require a board seat or a say in how you run your company

How much can you borrow?

We will lend up to 1/5 of a company’s annualized revenue run rate. We lend $100K to $2M per company.

What you need to qualify?

Revenue - $20,000 per month. Gross Margins: at least 40%

Filling the funding gap – what's important to you?

Raising capital is a full-time job for 3-9 months. That's precious time you could be using to focus on building your business by developing your product and getting customers.

Venture Capital and Angel funding for early-stage startups is tighter than ever, and requires giving up an equity stake. Most banks don’t have the loan products or underwriting models to help asset-light companies. Revenue- Based Financing may be a good alternative for your growing company.

BANKS

  • 10%
  • Required
  • 2 - 6 months
  • None
  • 675+

OPSIFY CAPITAL

  • Expected Annual Returns
    15% to 30%
  • Personal Guarantees
    None
  • Fund Raising Period
    2 -4 WEEKS
  • Equity
    Warrants
  • Personal Credit Score
    Does Not Affect Credit

VC FIRMS

  • 25 to 100%
  • None
  • 3 - 9 Months
  • 20 - 40% of your company + board seat
  • None

A better deal than banks or equity


Revenue –Based Financing works differently than traditional bank loans and venture equity – there is no set interest rate, fixed monthly payments or costly equity investment.

More flexible than the bank

  • Interest rates can be lower for banks than Revenue-Based Financing but beyond small lines of credits, banks can rarely lend enough for early-stage growth companies.
  • Bank loan charges and fees can cost $20,000 or more over the life of the loan.

Monthly payments rise and fall with your revenue

  • Payments adjust to what your business can afford.
  • The payment rate is always below 10% to minimize the impact on your cash flow.

How fast you repay your loan depends on how fast your business grows.

  • Our loans are normally repaid over 3-5 years, but if your revenue grows faster than planned, you can pay off the loan sooner.
  • Banks can make it very difficult or expensive to terminate a loan early.

OPSIFY Capital Revenue-Based Financing structure uses a simple, transparent pricing model so you know your total commitment

Revenue-based financing has two costs:

  • A Repayment Cap
  • Minimal legal expenses (usually around $5,000)

The Repayment Cap is vcalculated as follows:

The cap is usually 1.5 to 2.2x the amount borrowed, paid back over the length of the loan (usually 3-5 years).

Venture capital is not free – in fact, it is vastly more expensive in the long run.

  • The equivalent “payment cap” for Venture Capital can be 10 to 20x (or more) the amount they invest with you.
  • And initial legal fees and expenses can easily reach $30,000.

What's it like working with OPSIFY Capital?

We succeed when you succeed.

OPSIFY Capital was founded by a group of entrepreneurs who believed there was a better way to fund growing companies and assist them with their operating performance.

Our Revenue-Based loans are structured so that we win when you win. Our return depends on your company’s performance, meaning it’s in our best interest to work with you to help you grow. We can be involved as much or as little as you like. Together with our expert community, we can:

  • Talk to you about business strategy;
  • Connect you to our network of investors; and
  • Give you access to special services and offers from our partners

OPSIFY Capital is a leading provider of Revenue-Based Loans to support customer operations, sales and marketing operations, finance and administration operations, and technology operations.

OPSIFY Capital investment philosophy

CONSUMER

Purchasing power has shifted to Millennials, who only know an Internet-based, sharing and on-demand economy, from retiring baby boomers.  The demand for mobility is being driven by consumer desires for immediacy, improved personalization and user experience as well as increasing interests to connect, control and collaborate with others.

ENTERPRISE

Enterprises will seek ever better ways to extract insight from an exploding amount of data.  Enabled by commoditizing hardware, the cloud-based infrastructure revolution deepens, bringing new consumption models and a broader reach (SMBs) and range (beyond the enterprise) of cloud software.  The urgency for mobility will drive demand for mobile optimized productivity solutions.  Vertical SaaS applications will continue to thrive for the foreseeable future.

EMERGING TECH

Software will begin to innovate itself, as it "learns" from other sources. Intelligence embedded into ordinary products will disrupt the way we engage with the world around us.  Digital content of the future will shift from traditional to virtual worlds where anything can be recreated digitally and on demand. New technologies will emerge over time that have the potential to completely disrupt the norm and pave the way for revolutions of change.

Criteria of Investment

Using OPSIFY Services

Customer Operations
Sales and marketing operations
Finance and administration operations
Technology operations

Years in operations

Greater than 2 years

amount of funding

OPSIFY Capital provides loans to the actual amount of services to be used from OPSIFY for up to 1 year.

maximum fundings

Companies can receive from $100K to $2M in funding.

Company Type

Consumer

Enterprise

Emerging Tech

Length of Payback?

Loans are targeted to be 3 to 5 years

OPSIFY Capital's investment interests includes B2B and B2C startups, as well as emerging technology enterprises older than two years. Such companies can enjoy OPSIFY services for up to a year, and funding assistance of $100K up to $2M, which are repayable in 3 to 5 years.

MERGER AND ACQUISITIONS

OPSIFY Capital provides M&A financing for the operations of OPSIFY. The company is seeking M&A in the following types of companies.

MERGER AND ACQUISITIONS

Customer Operations

  • Contact Centers Operations
  • Related Customer Engagement Applications
  • Related Artificial Intelligence Applications
  • Related Business Intelligence Applications

Technology Operations

  • VoIP Companies
  • SaaS Companies

Finance and Administration Operations

  • Bookkeeping Operations
  • Managerial Accounting
  • Business Consulting

Marketing and Sales Operations

  • Related Sales Force Integration Applications

Grow your company with non-dilutive capital

APPLY TODAY

for $100K to $2M in funding


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