We spot potential in almost every startup we encounter, because we see a plan and a passion that can develop into the next game changer.
But, most startups fail, and they do so for the most mundane reasons.
It doesn’t stop at capital. As an OPSIFY Capital portfolio company, you have access to a wide set of back office operations.
It doesn't stop at operations. As an OPSIFY Capital portfolio company, you have access to a deep bench of entrepreneurs like you.
"I tried to get money from banks, but there were no hard assets to lend against or they wanted too much control. That's when OPSIFY Capital came in."
~SaaS Portfolio Company
A blend between bank debt and venture capital, operations-based financing (OBF) is a non-dilutive type of capital in which OPSIFY Capital lends money to companies in return for a percentage of revenues until the initial loan amount and repayment cap have been paid off.
$100K - $2M Funding
Our secure, online application is fast and easy, and companies can receive up to $100K in growth funding in as little as 4 weeks. We can provide follow-on rounds in as little as 3-4 business days, up to $2M for companies that qualify.
No equity dilution, no personal guarantees, and no board seat are required. It’s your company. Looking for VC funding? Our funding can help your grow your company now so you give up less equity later.
We understand that month cash flows can fluctuate, which is why we have payments that scale up or down with your net revenue. So you won’t have to write a big check during a down month, like you would with a bank loan.
Gig economy, on-demand scaling businesses.
We fund customer operations, sales and marketing, finance and administration operations, and technology operations
You don’t need to borrow it all up front. We'll provide further loans to you as you grow.
We do not take equity, require a board seat or a say in how you run your company
We will lend up to 1/5 of a company’s annualized revenue run rate. We lend $100K to $2M per company.
Revenue - $20,000 per month. Gross Margins: at least 40%
Raising capital is a full-time job for 3-9 months. That's precious time you could be using to focus on building your business by developing your product and getting customers.
Venture Capital and Angel funding for early-stage startups is tighter than ever, and requires giving up an equity stake. Most banks don’t have the loan products or underwriting models to help asset-light companies. Revenue- Based Financing may be a good alternative for your growing company.
Revenue –Based Financing works differently than traditional bank loans and venture equity – there is no set interest rate, fixed monthly payments or costly equity investment.
Monthly payments rise and fall with your revenue
How fast you repay your loan depends on how fast your business grows.
Revenue-based financing has two costs:
The Repayment Cap is vcalculated as follows:
The cap is usually 1.5 to 2.2x the amount borrowed, paid back over the length of the loan (usually 3-5 years).
Venture capital is not free – in fact, it is vastly more expensive in the long run.
OPSIFY Capital was founded by a group of entrepreneurs who believed there was a better way to fund growing companies and assist them with their operating performance.
Our Revenue-Based loans are structured so that we win when you win. Our return depends on your company’s performance, meaning it’s in our best interest to work with you to help you grow. We can be involved as much or as little as you like. Together with our expert community, we can:
OPSIFY Capital is a leading provider of Revenue-Based Loans to support customer operations, sales and marketing operations, finance and administration operations, and technology operations.
Purchasing power has shifted to Millennials, who only know an Internet-based, sharing and on-demand economy, from retiring baby boomers. The demand for mobility is being driven by consumer desires for immediacy, improved personalization and user experience as well as increasing interests to connect, control and collaborate with others.
Enterprises will seek ever better ways to extract insight from an exploding amount of data. Enabled by commoditizing hardware, the cloud-based infrastructure revolution deepens, bringing new consumption models and a broader reach (SMBs) and range (beyond the enterprise) of cloud software. The urgency for mobility will drive demand for mobile optimized productivity solutions. Vertical SaaS applications will continue to thrive for the foreseeable future.
Software will begin to innovate itself, as it "learns" from other sources. Intelligence embedded into ordinary products will disrupt the way we engage with the world around us. Digital content of the future will shift from traditional to virtual worlds where anything can be recreated digitally and on demand. New technologies will emerge over time that have the potential to completely disrupt the norm and pave the way for revolutions of change.
Sales and marketing operations
Finance and administration operations
Greater than 2 years
OPSIFY Capital provides loans to the actual amount of services to be used from OPSIFY for up to 1 year.
Companies can receive from $100K to $2M in funding.
Loans are targeted to be 3 to 5 years
OPSIFY Capital provides M&A financing for the operations of OPSIFY. The company is seeking M&A in the following types of companies.
for $100K to $2M in funding